Over the course of the last year, our team has been hard at work building Mine - the only debit card for young adults that helps you build credit and earn rewards. Fortunately for all of us, our year of hard work has paid off. You can now download the Mine app and sign up! We’re thrilled, and we hope you are too.
Welcome to Mine
Unlike normal credit cards, Mine doesn’t check your credit when you sign up. Instead of giving you an artificially high credit limit that encourages going into debt, we link to your existing bank account and give you a credit line based on your balance. And with daily Autopay, we operate on a daily payment cycle that will keep your balance low and your connected account with an accurately reflected balance. No more debt and no more overspending.
But Mine doesn’t stop there. Beyond your annual membership fee there are no hidden fees and no interest rates associated with your Mine Card. You’ll only pay for what you spend every day – even if you slip up and miss a payment deadline. We only make money through your membership fee and the small interchange fees charged to merchants that accept Mastercard.
The cherry on top? Mine partners with brands and restaurants that students and young adults love. While other cards might give you 1% or 2% cash back at some place, Mine offers up to 25% at your favorite spots! Simply put, Mine is the best way out there to build credit as a young adult. With no fees, interest rates, security deposits, or overspending, there’s no catch at all.
What this means for you
If you were on the waitlist, you should have gotten your personal invite already. Don’t worry if you missed it - signing up now is as easy as downloading the app and signing up normally.
Now that you’ll actually have your own Mine Card, you’ll also be able to refer your friends! For every person you successfully refer to Mine using your unique code, you’ll get a bonus. But keep an eye on your email, because sometimes we’ll offer even more! So shout your code from the rooftops. Tweet it out. Put it on your story. Spread the word and earn even more cash back.
We’re super excited to be able to offer Mine to you and to the masses. As we continue on our journey to be the financial ally for young adults, we’re glad to have your support. Happy spending!
