Awarded:
Smarter than debit. Safer than credit.
Start building credit with no interest, hidden fees, or minimum deposits
Get up to a $1,000 credit line* with a built-in safety net
No credit check
No hidden fees & interest
No security deposit
Daily Autopay
Ensures on-time payments.
Smart Limits
Match your connected bank balance.
SafeFreeze
Protects you from accidental overspending.
Credit Builder
With monthly reports to the major credit bureaus.
Membership perks
Real rewards for your
wallet and wellbeing
Life is easier when your credit score isn't in the way
Reports to major Credit Bureaus
Spend in style
Pay with a tap using your physical card or Apple and Google pay. Lock your card from within the app.
How the card works
apply for card
Sign up in minutes.* No co-signers. No credit checks.
Use your Card for everyday purchases
No interest or hidden fees. Get a suggested spend limit based on your connected bank balance.
build credit
Why people love Mine
4.8 ★
on the app store¹
4.8 ★
Google Play¹
100k
Subscribers
1k+
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