Awarded:
Build credit, not credit card debt.
Start building credit with no interest, no hidden fees, and no minimum deposits
Get Mine
Get Mine
As seen in:
How the Mine Card Works
apply for card*
Sign up in minutes. No co-signers. No credit checks.
Use your Card for everyday purchases
Use your card worry-free. No interest or hidden fees. Get a suggested spend limit based on your connected bank balance.
build credit
Daily Autopay ensures your payments happen on-time. We report to the major credit bureaus.
Get Mine
Get Mine
Get Mine
Set yourself up for success with a Membership
MoneyGPT AI Financial Coach
No dumb questions. Answers without judgement or jargon.
Credit Building & Monitoring
See changes in your score, and build credit on autopilot with the Mine Card.
Smart Tracking & Budgets
All your accounts in one view. Track your spending and monitor budgets.
Courses
100s of quick lessons to grow financial confidence.
Rewards
3% category cash back and special weekly 100% off deals!
Get Mine
Get Mine
How Mine Card compares
Traditional
credit cards
Credit checks
No Checks Required
Checks required
Minimum deposits
No deposit required
No deposit required
Late fees
No late fees
Up to $417
APR
No interest
Up to 29.74%
variable APR8
Cash back rewards
Yes (over $300
in annual value)5
Yes
Surprise deals every Friday
Yes (up to 100% off)
No
Personalized budgets
Yes
No
Guided financial lessons and quizzes
Yes
No
Total annual cost
From $59.994
$164.519
Get Mine
How Mine Card compares
Traditional
credit cards
Credit checks
No Checks Required
Checks required
Minimum deposits
No deposit required
No deposit required
Late fees
No late fees
Up to $417
APR
No interest
Up to 29.74%
variable APR8
Cash back rewards
Yes (over $300
in annual value)5
Yes
Surprise deals every Friday
Yes (up to 100% off)
No
Personalized budgets
Yes
No
Guided financial lessons and quizzes
Yes
No
Total annual cost
From $59.994
$164.519
Get Mine
How Mine Card compares
Traditional
credit cards
Credit checks
No Checks Required
Checks
required
Minimum deposits
No deposit
required
No deposit
required
Late fees
No late fees
Up to $417
APR
No interest
Up to 29.74%
variable APR8
Cash back rewards
Yes (over $300
in annual value)5
Yes
Surprise deals
Yes (up to 100% off)
No
Personalized
budgets
Yes
No
financial
education
Yes
No
annual cost
From $59.994
$164.519
Get Mine
Why people love Mine
4.8 ★
on the app store¹
4.8 ★
Google Play¹
100k
Subscribers
1k+
College Campuses
Trusted by students and alumni from 1000+ universities
Trusted by students and alumni from 1000+ universities
Trusted by students and alumni from 1000+ universities
Security and support you can bank on
Bank-level encryption
Fraud protection & card lock
Top-tier customer support
Security and support you can bank on
Bank-level encryption
Fraud protection & card lock
Top-tier customer support
Security and support you can bank on
Bank-level encryption
Fraud protection & card lock
Top-tier customer support
Membership Pricing
free plan
$0
Get free
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
student annual plan
$5/mo
Billed annually at $59.99/year
Get Student
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
Build credit and earn rewards—no hidden fees, interest, or minimum deposits
3% cash back in a spending category of your choice for cardholders
Personalized budget tracking
Local rewards
standard annual plan
$11/mo
Billed annually at $129.99/year
Get Standard
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
Build credit and earn rewards—no hidden fees, interest, or minimum deposits
3% cash back in a spending category of your choice for cardholders
Personalized budget tracking
Local rewards
See Fee Table for details. Mine card Terms & elig. restr. apply.
Interested in paid plan features or the Mine Card but can't afford the Membership? We've got your back. Contact support in the app.
Membership Pricing
free plan
$0
Get free
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
student annual plan
$5/mo
Billed annually at $59.99/year
Get Student
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
Build credit and earn rewards—no hidden fees, interest, or minimum deposits
3% cash back in a spending category of your choice for cardholders
Personalized budget tracking
Local rewards
standard annual plan
$11/mo
Billed annually at $129.99/year
Get Standard
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
Build credit and earn rewards—no hidden fees, interest, or minimum deposits
3% cash back in a spending category of your choice for cardholders
Personalized budget tracking
Local rewards
See Fee Table for details. Mine card Terms & elig. restr. apply.
Interested in paid plan features or the Mine Card but can't afford the Membership? We've got your back. Contact support in the app.
Membership Pricing
free plan
$0
Get free
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
student annual plan
$5/mo
Billed annually at $59.99/year
Get Student
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
Build credit and earn rewards—no hidden fees, interest, or minimum deposits
3% cash back in a spending category of your choice for cardholders
Personalized budget tracking
Local rewards
standard annual plan
$11/mo
Billed annually at $129.99/year
Get Standard
Includes:
Credit score monitoring
Guided financial lessons and quizes
AI budgeting
Build credit and earn rewards—no hidden fees, interest, or minimum deposits
3% cash back in a spending category of your choice for cardholders
Personalized budget tracking
Local rewards
See Fee Table for details. Mine card Terms & elig. restr. apply.
Interested in paid plan features or the Mine Card but can't afford the Membership? We've got your back. Contact support in the app.
FAQ
What is Mine?
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 25 25" xmlns="http://www.w3.org/2000/svg"><path d="M 10.819 1.66 C 10.842 0.737 11.597 0 12.521 0 C 13.445 0 14.2 0.737 14.222 1.66 L 14.222 3.362 L 10.819 3.362 Z M 10.819 3.564 L 14.223 3.564 L 14.223 6.968 L 10.819 6.968 Z M 10.819 7.172 L 14.223 7.172 L 14.223 10.576 L 10.819 10.576 Z M 0 12.479 C 0 11.539 0.762 10.778 1.702 10.778 L 3.404 10.778 L 3.404 14.181 L 1.702 14.181 C 0.762 14.181 0 13.419 0 12.479 Z M 3.607 10.778 L 7.011 10.778 L 7.011 14.182 L 3.607 14.182 Z M 7.213 10.778 L 10.616 10.778 L 10.616 14.182 L 7.213 14.182 Z M 10.819 10.778 L 14.223 10.778 L 14.223 14.182 L 10.819 14.182 Z M 14.425 10.778 L 17.829 10.778 L 17.829 14.182 L 14.425 14.182 Z M 18.032 10.778 L 21.436 10.778 L 21.436 14.182 L 18.032 14.182 Z M 21.638 10.778 L 23.34 10.778 C 24.263 10.8 25 11.555 25 12.479 C 25 13.403 24.263 14.158 23.34 14.181 L 21.638 14.181 Z M 10.819 14.385 L 14.223 14.385 L 14.223 17.788 L 10.819 17.788 Z M 10.819 17.99 L 14.223 17.99 L 14.223 21.394 L 10.819 21.394 Z M 10.819 21.598 L 14.222 21.598 L 14.222 23.299 C 14.2 24.223 13.445 24.959 12.521 24.959 C 11.597 24.959 10.842 24.223 10.819 23.299 Z" fill="rgb(60, 60, 61)" height="24.959468573242372px" id="AKPgH_qV4" width="25.000001208977096px"/></svg>)
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Do I need a Membership to use Mine?
No! You can still access features like our personal finance courses and credit monitoring without a Mine Membership. A Mine Membership is only required to apply for the Mine Card with rewards and to use MoneyGPT and spend tracking features.
Is Mine a bank?
No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.
Can I deposit funds in Mine?
No, we don’t hold your funds. With your permission, we connect to your bank account to help you budget. If you apply for a Mine Card, we also use your bank account to determine your credit line.
What is the Mine Card?
The Mine Card is a debit card that helps you build credit and manage your spending. When you apply there’s no credit check and you get a credit line based on your bank account balance. You can use the card to spend like you would normally, helping you build credit and stay on top of your spending!
Does Mine do cash advances?
No. The Mine Card is a spending card much like a credit card, attached to a line of credit in your name. You can spend using this line of credit, but it’s not a traditional cash advance.
Is Mine safe to use?
Yes! We use industry-leading encryption to store your information and keep it safe. We also connect to your bank account using Plaid, a similarly encrypted platform. Your info is safe with Mine!
Is Mine the same as Fizz?
Yes. Fizz is now Mine. Fizz rebranded to Mine in January 2026 as a new brand for your financial future.
FAQ
What is Mine?
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Do I need a Membership to use Mine?
No! You can still access features like our personal finance courses and credit monitoring without a Mine Membership. A Mine Membership is only required to apply for the Mine Card with rewards and to use MoneyGPT and spend tracking features.
Is Mine a bank?
No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.
Can I deposit funds in Mine?
No, we don’t hold your funds. With your permission, we connect to your bank account to help you budget. If you apply for a Mine Card, we also use your bank account to determine your credit line.
What is the Mine Card?
The Mine Card is a debit card that helps you build credit and manage your spending. When you apply there’s no credit check and you get a credit line based on your bank account balance. You can use the card to spend like you would normally, helping you build credit and stay on top of your spending!
Does Mine do cash advances?
No. The Mine Card is a spending card much like a credit card, attached to a line of credit in your name. You can spend using this line of credit, but it’s not a traditional cash advance.
Is Mine safe to use?
Yes! We use industry-leading encryption to store your information and keep it safe. We also connect to your bank account using Plaid, a similarly encrypted platform. Your info is safe with Mine!
Is Mine the same as Fizz?
Yes. Fizz is now Mine. Fizz rebranded to Mine in January 2026 as a new brand for your financial future.
FAQ
What is Mine?
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Do I need a Membership to use Mine?
No! You can still access features like our personal finance courses and credit monitoring without a Mine Membership. A Mine Membership is only required to apply for the Mine Card with rewards and to use MoneyGPT and spend tracking features.
Is Mine a bank?
No, Mine is not a bank. Mine is a financial app designed to help you build credit, track your spending, learn about credit, and more.
Can I deposit funds in Mine?
No, we don’t hold your funds. With your permission, we connect to your bank account to help you budget. If you apply for a Mine Card, we also use your bank account to determine your credit line.
What is the Mine Card?
The Mine Card is a debit card that helps you build credit and manage your spending. When you apply there’s no credit check and you get a credit line based on your bank account balance. You can use the card to spend like you would normally, helping you build credit and stay on top of your spending!
Does Mine do cash advances?
No. The Mine Card is a spending card much like a credit card, attached to a line of credit in your name. You can spend using this line of credit, but it’s not a traditional cash advance.
Is Mine safe to use?
Yes! We use industry-leading encryption to store your information and keep it safe. We also connect to your bank account using Plaid, a similarly encrypted platform. Your info is safe with Mine!
Is Mine the same as Fizz?
Yes. Fizz is now Mine. Fizz rebranded to Mine in January 2026 as a new brand for your financial future.
It's time to build your future.
Get started in minutes
It's time to build your future.
Get started in minutes
It's time to build your future.
Get started in minutes
Why people love Mine
4.8 ★
on the app store¹
4.8 ★
Google Play¹
100k
Subscribers
1k+
College Campuses
Why people love Mine
4.8 ★
on the app store¹
4.8 ★
Google Play¹
100k
Subscribers
1k+
College Campuses