Awarded:
All credit scores welcome
No interest, no hidden fees, and no minimum deposits. Credit lines up to $1,000*
Get Started
Get Started
As seen in:
Mine Card - apply with no impact to credit score
Apply for the Mine Card
Apply for the Mine Card
No credit score impact. All you need is a bank account.
No credit score impact. All you need is a bank account.
Get a credit line up to $1,000*
Get a credit line up to $1,000*
Spend worry-free with no interest, late fees, or minimum deposits.
Spend worry-free with no interest, late fees, or minimum deposits.
Build credit on autopilot
Build credit on autopilot
Daily Autopay ensures your payments happen on-time. We report these to the major credit bureaus, making credit building simple and easy.
Daily Autopay ensures your payments happen on-time. We report these to the major credit bureaus, making credit building simple and easy.
Get Started
4.8
on the app store¹
Join millions building their new financial future
Join millions building their new financial future
Get Started
Get Started
Perfect for college students
"An excellent card for building credit! It makes staying on top of payments easy with helpful reminders and notifications. The clear billing structure is perfect for budgeting and understanding monthly expenses. Highly recommend."
Read on the App Store
Mine is the best!
"So easy to use and the daily autopay feature is a total game changer. i would recommend Mine to anyone!"
Read on the App Store
Easily Best Credit Builder
"Had some student loans tanking my credit, only used this card 2 months and I’m almost up 100 credit pts from before definitely worth a try!"
Read on the App Store
Super Card
"This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable. Lots of freebies, tips, and help."
Read on the App Store
Perfect for college students
"An excellent card for building credit! It makes staying on top of payments easy with helpful reminders and notifications. The clear billing structure is perfect for budgeting and understanding monthly expenses. Highly recommend."
Read on the App Store
Mine is the best!
"So easy to use and the daily autopay feature is a total game changer. i would recommend Mine to anyone!"
Read on the App Store
Easily Best Credit Builder
"Had some student loans tanking my credit, only used this card 2 months and I’m almost up 100 credit pts from before definitely worth a try!"
Read on the App Store
Super Card
"This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable. Lots of freebies, tips, and help."
Read on the App Store
Awesome app!
"Not your typical credit card. It monitors your spending and recommends maxes you can spend daily based on multiple algorithms. Very smart and very helpful!"
Read on the App Store
Mine is like having a financial sidekick as a student
"An amazing way to build credit while saving money at the same time"
Read on the App Store
Honestly Obsessed
"I’ve been using Mine for a little while now and I’m genuinely impressed. It’s super beginner-friendly, no hidden fees. I’ve already seen my score improve and saved real money by using the smart budgets"
Read on the App Store
Best Money App
" This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable."
Read on the App Store
Awesome app!
"Not your typical credit card. It monitors your spending and recommends maxes you can spend daily based on multiple algorithms. Very smart and very helpful!"
Read on the App Store
Mine is like having a financial sidekick as a student
"An amazing way to build credit while saving money at the same time"
Read on the App Store
Honestly Obsessed
"I’ve been using Mine for a little while now and I’m genuinely impressed. It’s super beginner-friendly, no hidden fees. I’ve already seen my score improve and saved real money by using the smart budgets"
Read on the App Store
Best Money App
" This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable."
Read on the App Store
Membership Pricing
standard annual plan
$11/mo
Billed annually at $129.99/year
Get Standard
Get Standard
Includes:
Up to $1,000 line of credit* with rewards and no hidden fees, interest, or minimum deposits
Credit score monitoring
AI budgeting tools to help you save more
3% cash back in a spending category of your choice
Personalized budget tracking
See Fee Table for details. Mine card Terms & elig. restr. apply.
Interested in paid plan features or the Mine Card but can't afford the Membership? We've got your back. Contact support in the app.
FAQ
Why choose Mine?
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 25 25" xmlns="http://www.w3.org/2000/svg"><path d="M 10.819 1.66 C 10.842 0.737 11.597 0 12.521 0 C 13.445 0 14.2 0.737 14.222 1.66 L 14.222 3.362 L 10.819 3.362 Z M 10.819 3.564 L 14.223 3.564 L 14.223 6.968 L 10.819 6.968 Z M 10.819 7.172 L 14.223 7.172 L 14.223 10.576 L 10.819 10.576 Z M 0 12.479 C 0 11.539 0.762 10.778 1.702 10.778 L 3.404 10.778 L 3.404 14.181 L 1.702 14.181 C 0.762 14.181 0 13.419 0 12.479 Z M 3.607 10.778 L 7.011 10.778 L 7.011 14.182 L 3.607 14.182 Z M 7.213 10.778 L 10.616 10.778 L 10.616 14.182 L 7.213 14.182 Z M 10.819 10.778 L 14.223 10.778 L 14.223 14.182 L 10.819 14.182 Z M 14.425 10.778 L 17.829 10.778 L 17.829 14.182 L 14.425 14.182 Z M 18.032 10.778 L 21.436 10.778 L 21.436 14.182 L 18.032 14.182 Z M 21.638 10.778 L 23.34 10.778 C 24.263 10.8 25 11.555 25 12.479 C 25 13.403 24.263 14.158 23.34 14.181 L 21.638 14.181 Z M 10.819 14.385 L 14.223 14.385 L 14.223 17.788 L 10.819 17.788 Z M 10.819 17.99 L 14.223 17.99 L 14.223 21.394 L 10.819 21.394 Z M 10.819 21.598 L 14.222 21.598 L 14.222 23.299 C 14.2 24.223 13.445 24.959 12.521 24.959 C 11.597 24.959 10.842 24.223 10.819 23.299 Z" fill="rgb(60, 60, 61)" height="24.959468573242372px" id="AKPgH_qV4" width="25.000001208977096px"/></svg>)
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Having an established score can be handy when it comes time to securing good rates on insurance or applying for apartments (or even refinancing loans). Read more here!
How does the Mine Card work?
The Mine Card works by first connecting to your existing bank account. If you're approved, you'll get a credit line from our partner, Lead Bank, for an amount tied to your balance to keep you from overspending. Mine also comes with two key features that can help keep you on top of your game. With Daily Autopay, you can automatically pay off your purchases every day, so that can start fresh each day. With SafeFreeze, we'll lock your card if you happen to miss a payment so you avoid building up a balance. Every month, we report your spending habits to the credit bureaus, helping build your credit history.
How can Mine help build my credit history?
With Mine, you get an unsecured line of credit from Lead Bank. But while traditional credit cards make it easy to overspend, fall into debt, and hurt your credit, Mine makes being responsible easier than ever. With our spend-limit feature, we help prevent you from spending more than you can afford. You can also pay off your daily card balance automatically with Daily Autopay, and we report your spending habits to the credit bureaus, helping you build credit history.
How does Mine report my credit?
Mine reports to Experian and TransUnion on a monthly basis. If your purchases are paid off in full and on time, we'll report that. But, if you miss payments and your account falls delinquent, we'll report that as well. A good way to stay on top of your payments is by using Daily Autopay. This helps ensure your purchases are paid off on a daily basis and to avoid missing payments.
Can I cancel Mine?
Yes! You can cancel at any time in the app.
Who do I contact for support or additional questions?
We are excited to answer any questions you might have. You can find our resources page here or contact support in the app or by sending an email to [email protected].
Is Mine the same as Fizz?
Yes. Fizz is now Mine. Fizz rebranded to Mine in January 2026 as a new brand for your financial future.
FAQ
Why choose Mine?
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Having an established score can be handy when it comes time to securing good rates on insurance or applying for apartments (or even refinancing loans). Read more here!
How does the Mine Card work?
The Mine Card works by first connecting to your existing bank account. If you're approved, you'll get a credit line from our partner, Lead Bank, for an amount tied to your balance to keep you from overspending. Mine also comes with two key features that can help keep you on top of your game. With Daily Autopay, you can automatically pay off your purchases every day, so that can start fresh each day. With SafeFreeze, we'll lock your card if you happen to miss a payment so you avoid building up a balance. Every month, we report your spending habits to the credit bureaus, helping build your credit history.
How can Mine help build my credit history?
With Mine, you get an unsecured line of credit from Lead Bank. But while traditional credit cards make it easy to overspend, fall into debt, and hurt your credit, Mine makes being responsible easier than ever. With our spend-limit feature, we help prevent you from spending more than you can afford. You can also pay off your daily card balance automatically with Daily Autopay, and we report your spending habits to the credit bureaus, helping you build credit history.
How does Mine report my credit?
Mine reports to Experian and TransUnion on a monthly basis. If your purchases are paid off in full and on time, we'll report that. But, if you miss payments and your account falls delinquent, we'll report that as well. A good way to stay on top of your payments is by using Daily Autopay. This helps ensure your purchases are paid off on a daily basis and to avoid missing payments.
Can I cancel Mine?
Yes! You can cancel at any time in the app.
Who do I contact for support or additional questions?
We are excited to answer any questions you might have. You can find our resources page here or contact support in the app or by sending an email to [email protected].
Is Mine the same as Fizz?
Yes. Fizz is now Mine. Fizz rebranded to Mine in January 2026 as a new brand for your financial future.
FAQ
Why choose Mine?
Mine is an all-in-one financial app designed to help you get ahead. You can apply for a Mine Card, build your credit, track your spending, get weekly reports with MoneyGPT and more, all in the Mine app.
Having an established score can be handy when it comes time to securing good rates on insurance or applying for apartments (or even refinancing loans). Read more here!
How does the Mine Card work?
The Mine Card works by first connecting to your existing bank account. If you're approved, you'll get a credit line from our partner, Lead Bank, for an amount tied to your balance to keep you from overspending. Mine also comes with two key features that can help keep you on top of your game. With Daily Autopay, you can automatically pay off your purchases every day, so that can start fresh each day. With SafeFreeze, we'll lock your card if you happen to miss a payment so you avoid building up a balance. Every month, we report your spending habits to the credit bureaus, helping build your credit history.
How can Mine help build my credit history?
With Mine, you get an unsecured line of credit from Lead Bank. But while traditional credit cards make it easy to overspend, fall into debt, and hurt your credit, Mine makes being responsible easier than ever. With our spend-limit feature, we help prevent you from spending more than you can afford. You can also pay off your daily card balance automatically with Daily Autopay, and we report your spending habits to the credit bureaus, helping you build credit history.
How does Mine report my credit?
Mine reports to Experian and TransUnion on a monthly basis. If your purchases are paid off in full and on time, we'll report that. But, if you miss payments and your account falls delinquent, we'll report that as well. A good way to stay on top of your payments is by using Daily Autopay. This helps ensure your purchases are paid off on a daily basis and to avoid missing payments.
Can I cancel Mine?
Yes! You can cancel at any time in the app.
Who do I contact for support or additional questions?
We are excited to answer any questions you might have. You can find our resources page here or contact support in the app or by sending an email to [email protected].
Is Mine the same as Fizz?
Yes. Fizz is now Mine. Fizz rebranded to Mine in January 2026 as a new brand for your financial future.
It's time to build your future.
Get started in minutes
It's time to build your future.
Get started in minutes
It's time to build your future.
Get started in minutes