MoneyGPT, understand your money

MoneyGPT, understand your money

Save more, budget smarter and get weekly money recaps.⁶

Save more, budget smarter and get weekly money recaps.⁶

Get Started

Get Started

Get Started

trusted by

1M+

business insider

“Best Credit Builder”

as seen in

as seen in

as seen in

app store rating¹

4.8

Powered by the Best AI Models

Three steps to confidence with MoneyGPT™

  1. Connect your accounts

Link your bank & cards in 60 seconds. MoneyGPT organizes everything—secure, private, read-only.

2. Your questions, answered

"Can I afford this?" "Where's my money going?" Get real answers in seconds—no jargon, no shame.

3. See the path forward

MoneyGPT recommends your next moves. So you get ahead and don't slip up.

Get Started

Get Started

Budget smarter.
Stress less.

MoneyGPT securely tracks, categorizes, and reports.
So you don't have to.

Transaction Tracking

All accounts, every transaction—automatically categorized so you see the full picture.

Smart Budgets

MoneyGPT sets limits you can actually keep. Spend freely, still save.

Subscription Radar

Catch renewals before they hit. Cancel the ones you forgot existed.

Weekly Recaps

MoneyGPT analyzes your week and surfaces what matters.

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Cashflow

See income vs. expenses in real time. Know exactly what's left.

Spending Trends

Get insights on your daily, weekly, and monthly spending.

Credit Insights

Monitor your credit score, understand what moves it, and see it grow with Mine.

Bank-level encryption. Read-only access.
We never sell your information.

Bank-level encryption. Read-only access.
We never sell your information.

Not just a budgeting app. Actionable steps!

AI-powered tasks that help you actually get ahead.

Get Started

Get Started

Pay your Chase Card by Jan 12

Avoid interest—this one's due soon.

Pay your Chase Card by Jan 12

Avoid interest—this one's due soon.

Your credit utilization is high

You're at 68%. Pay down $200 to get under 30%.

Your credit utilization is high

You're at 68%. Pay down $200 to get under 30%.

Coffee spending spiked

$124 this month vs. $91 last month. Keep it below $100 this month.

Coffee spending spiked

$124 this month vs. $91 last month. Keep it below $100 this month.

Refinance alert: rates dropped

Your student loan rate is 9.2%. Current avg is 6.8%.

Refinance alert: rates dropped

Your student loan rate is 9.2%. Current avg is 6.8%.

Your phone bill is above average

Compare providers—you might be overpaying.

Your phone bill is above average

Compare providers—you might be overpaying.

You spent $0 on yourself last month

Budget some fun—burnout is expensive too.

You spent $0 on yourself last month

Budget some fun—burnout is expensive too.

Request a credit limit increase

You've had your card for 6+ months. Higher limit = lower utilization.

Request a credit limit increase

You've had your card for 6+ months. Higher limit = lower utilization.

Set up a high-yield savings account

Your savings are earning 0.01%. Set up a high-yield savings account and have your money work for you.

Set up a high-yield savings account

Your savings are earning 0.01%. Set up a high-yield savings account and have your money work for you.

Impulse spending after midnight

Your 12am–3am purchases average $73/week. Sleep on it.

Impulse spending after midnight

Your 12am–3am purchases average $73/week. Sleep on it.

Start your $500 safety net

One emergency without savings = debt spiral. Start with $25/week.

Start your $500 safety net

One emergency without savings = debt spiral. Start with $25/week.

Get ahead, not just caught up.

Get ahead, not just caught up.

Budgeting is step one. Credit building, cashback, and money lessons finish the job.

Budgeting is step one. Credit building, cashback, and money lessons finish the job.

Get Mine

Build your score on autopilot.

Get Mine

Credit Builder

Build your credit score on autopilot.

CASHBACK

3x points in a category you choose. Surprise rewards every Friday.

MONEY LESSONS

Learn what school skipped. 100+ lessons, real confidence.

4.8

on the app store¹

Join millions building their new financial future

Join millions building their new financial future

Get Mine

Get Mine

  • Perfect for college students

    "An excellent card for building credit! It makes staying on top of payments easy with helpful reminders and notifications. The clear billing structure is perfect for budgeting and understanding monthly expenses. Highly recommend."

    Read on the App Store

  • Mine is the best!

    "So easy to use and the daily autopay feature is a total game changer. i would recommend Mine to anyone!"

    Read on the App Store

  • Easily Best Credit Builder

    "Had some student loans tanking my credit, only used this card 2 months and I’m almost up 100 credit pts from before definitely worth a try!"

    Read on the App Store

  • Super Card

    "This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable. Lots of freebies, tips, and help."

    Read on the App Store

  • Perfect for college students

    "An excellent card for building credit! It makes staying on top of payments easy with helpful reminders and notifications. The clear billing structure is perfect for budgeting and understanding monthly expenses. Highly recommend."

    Read on the App Store

  • Mine is the best!

    "So easy to use and the daily autopay feature is a total game changer. i would recommend Mine to anyone!"

    Read on the App Store

  • Easily Best Credit Builder

    "Had some student loans tanking my credit, only used this card 2 months and I’m almost up 100 credit pts from before definitely worth a try!"

    Read on the App Store

  • Super Card

    "This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable. Lots of freebies, tips, and help."

    Read on the App Store

  • Awesome app!

    "Not your typical credit card. It monitors your spending and recommends maxes you can spend daily based on multiple algorithms. Very smart and very helpful!"

    Read on the App Store

  • Mine is like having a financial sidekick as a student

    "An amazing way to build credit while saving money at the same time"

    Read on the App Store

  • Honestly Obsessed

    "I’ve been using Mine for a little while now and I’m genuinely impressed. It’s super beginner-friendly, no hidden fees. I’ve already seen my score improve and saved real money by using the smart budgets"

    Read on the App Store

  • Best Money App

    " This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable."

    Read on the App Store

  • Awesome app!

    "Not your typical credit card. It monitors your spending and recommends maxes you can spend daily based on multiple algorithms. Very smart and very helpful!"

    Read on the App Store

  • Mine is like having a financial sidekick as a student

    "An amazing way to build credit while saving money at the same time"

    Read on the App Store

  • Honestly Obsessed

    "I’ve been using Mine for a little while now and I’m genuinely impressed. It’s super beginner-friendly, no hidden fees. I’ve already seen my score improve and saved real money by using the smart budgets"

    Read on the App Store

  • Best Money App

    " This Card is an amazing way to budget, with perks along the way that make saving actually enjoyable."

    Read on the App Store